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Insurer ratings
Our rating is the InsuranceGain.Ai team's editorial score for each carrier, not an average of shopper reviews. The A.M. Best rating is an independent grade of financial strength — the carrier's ability to pay claims. A- and above is considered excellent.
| Insurer | Our rating | A.M. Best | Coverage | Prices |
|---|---|---|---|---|
 Lemonade | 4.7 | A | Renters, Home, Pet, Life | Often budget-friendly |
 State Farm | 4.6 | A++ | Auto, Home, Renters, Life | Mid-range |
 GEICO | 4.5 | A++ | Auto, Home, Renters | Often low for auto |
 Progressive | 4.4 | A+ | Auto, Home, Renters, Pet | Competitive |
 Allstate | 4.3 | A+ | Auto, Home, Renters, Life | Mid-range to premium |
 USAA | 4.8 | A++ | Auto, Home, Renters, Life | Strong value for eligible members |
 Travelers | 4.2 | A++ | Auto, Home, Renters | Competitive bundles |
 Nationwide | 4.2 | A | Auto, Home, Renters, Pet, Life | Mid-range |
 Liberty Mutual | 4.1 | A | Auto, Home, Renters | Varies by discounts |
 Chubb | 4.5 | A++ | Home, Auto, Travel | Premium |
 Farmers | 4.0 | A | Auto, Home, Renters, Life | Mid-range |
 Erie Insurance | 4.6 | A+ | Auto, Home, Renters, Life | Competitive where available |
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